Tired of complex, hard-to-use financial tools? The Productivity Pad’s Ultimate Financial Planner makes budgeting simple, effective, and even enjoyable! This Google Sheet template gives you everything you need to track your spending, manage savings, and stay on top of your finances—all in one place.
Why choose our Financial Planner? Unlike other clunky, poorly designed planners, our template is built with ease and practicality in mind. It’s tailored to help you take control of your finances without the hassle. Whether you want to manage your monthly budget, tackle your debt, or monitor subscriptions, our planner has got your back.
With our financial planner, you can easily track income, expenses, bills, and savings, giving you a clear picture of your financial health. Categorize all your transactions in one spot for seamless organization—no more sifting through multiple tabs or documents.
Get hold of your recurring subscriptions with our inbuilt Subscription Tracker. Enter your recurring expenses once, and let the planner do the rest, keeping an eye on your spending without needing constant updates.
If you’re facing debt, the Debt Repayment Calculator feature provides you with simple yet effective strategies to pay off loans and credit, helping you stay stress-free and financially on track.
The Sinking Funds Tracker helps you effortlessly set aside money for future goals, whether big or small, by providing a clear overview of your savings progress. With visualizations that display how much you’ve saved versus your targets, it transforms your saving journey into a fun and colorful experience!
To keep you organized, we’ve also added Financial Calendar, so you’ll never miss important financial dates like bill payments or savings goals. Everything is neatly laid out for you in a clear, easy-to-follow calendar view.
There’s much more to explore with this planner, from personalized budgeting tools to debt payoff strategies, ensuring that managing your money feels like second nature. Take control of your finances today with the Ultimate Annual and Monthly Budget Planner, and watch how budgeting becomes a breeze!
Keep Planning. Keep Saving. Keep Growing.
Effortlessly plan your finances, and track your income, savings, subscriptions, expenses, bills, and debt with these 28 automated tabs.
- Personalized Welcome Page: Customize the planner to fit your financial goals and preferences.
- Planner Setup: Quickly configure income, expenses, bills, savings, and debt in a streamlined tab.
- Annual Budget: One place to allocate your budget into income, expenses, savings, debts, and bills.
- Transaction Log: Keep track of all your expenses in one place. The only transaction log in the market that dynamically links sub-categories within categories. Start tracking transactions any day, any year.
- Annual Dashboard: Visualize your yearly financial journey with insights into income, savings, bills, expenses, and debt.
- 12 Monthly Dashboards: Get a clear and detailed view of your monthly finances, with easy-to-read comparisons of monthly trends.
- Financial Calendar: Stay on top of important financial events and payment deadlines with a built-in calendar.
- Sinking Funds: Set aside money for larger purchases or specific savings goals, big or small.
- Subscription Tracker: Monitor and manage recurring payments and subscriptions effortlessly.
- Debt Repayment Calculator: Use the built-in calculator with 3 proven repayment strategies—Snowball, Avalanche, and Custom—to take control of your debt and stay on track with repayments.
- 800+ Curated Icons: Customize your financial tracker for a personalized touch.
- A detailed guide with step-by-step instructions: Get started effortlessly with a complete guide to mastering your ultimate financial wingman.
Your Ultimate Financial Planner is packed with tools that make managing your finances simple, efficient, and rewarding.
- Exclusive personalized home page designed by Productivity Pad. It comes with the following interactive widgets:
- Weekly Bills Reminder
- Currency Selector: Select currency from a list of 20+ currencies (Ask us to add more.)
- Live currency converter
- Planner Setup:
- Add up to 8 Income sources, marking them as active or passive.
- Track up to 16 Savings categories, labeled short or long-term.
- Organize 16 Expenses categories as needs or leisure.
- Manage 16 Bills categories as online or offline.
- Prioritize up to 8 Debt categories as high or low priority.
- Annual Budget: Allocate your yearly budget across Income, Savings, Expenses, Bills, and Debt.
- Transaction Log:
- A single database to record all transactions with date, category, sub-category, amount, and description.
- Sub-categories dynamically linked to categories. This helps you easily record your transactions.
- Financial Calendar:
- A detailed reminder log to keep record of upcoming payments and financial events.
- Monthly calendar displaying reminders color-coded by financial category for quick reference.
- Annual Financial Dashboard:
- Income: Compare Actual vs. Expected, Active vs. Passive sources, and detailed breakdown.
- Expenses: Analyze Actual vs. Budgeted, categorize Needs vs. Luxuries, view Cumulative Daily expenses, and get a breakdown.
- Bills: Review Actual vs. Budgeted, differentiate between Online vs. Offline bills, track Cumulative Daily, and analyze breakdown.
- Savings: Assess Actual vs. Goal, differentiate between Long-term vs. Short-term savings, track category-wise progress, and get a breakdown.
- Debt: Compare Actual vs. Expected, prioritize High vs. Low-priority debts, monitor Cumulative Daily, and analyze breakdown.
- 12 Monthly Financial Dashboards: Includes 30+ automated graphs for a clear view of your monthly finances across Income, Savings, Expenses, Bills, and Debt.
- Inbuilt automated calculations, fully customizable and easy to use.
- 150+ Fully Automated Graphs for insightful data visualization.
- 800+ Icons
- Subscription Database: A single database to manage all your subscriptions, featuring:
- Subscription name, amount, status (active/cancelled), billing cycle, and payment method
- Category: Choose from 16 user-defined subscription categories.
- Billing Cycle: Options include One-time, Monthly, Quarterly, Half-yearly, and Annually.
- Payment Method: Select from 16 user-defined methods.
- Subscription Dashboard:
- Year selection tool for easy navigation.
- Category-wise distribution of subscription expenses.
- Comparison of actual vs. budgeted subscription costs.
- Top 10 subscriptions ranked by total expenditure.
- Subscription Calendar: A color-coded monthly calendar for quick reference of subscriptions by billing cycle.
- Setup:
- Setup your sinking funds by adding fund name, goal amount, starting balance, start date, target date, icon (for easy reference), and purpose.
- Add up to 20 fund categories.
- Sinking Funds Dashboard:
- Synoptic view of total savings goal, amount saved to date, amount left to save, number of transactions, and achieved goals.
- View up to 20 visually designed sinking fund cards that summarize each goal and its current progress.
- Add up to 10 debts.
- Choose Debt Repayment Strategy from Snowball, Avalanche, and Custom.
- Debt Calculator Sheet:
- Computes debt repayment schedule based on selected strategy and displays it in a visually comprehensible manner.
- Option to add additional payment on a month-to-month basis.
- Please note that you'll need a Google account to use this template, and it is not compatible with Excel or any other software. All the automation is done for you, making it simple to fill out each section with your information.
- If you have any questions or need assistance, feel free to reach out to us. Please keep in mind that this template is for personal use only, and you are not allowed to use any part of it to create your own for-sale products or engage in any public or commercial use.
- We offer a 7-day window for refunds or exchanges on all our digital products.
- You may not use the Product for any commercial purpose. You may not sell, distribute, lease, license, or sub-license the Product or make the Product available for use by others. You may not modify, adapt, translate, or create derivative works based on the Product.
How to download it?
Once your payment is complete, you will recieve an email containing a link to download a PDF file. This PDF will guide you to the spreadsheet and explain how to use it.
How to use it?
After downloading the file open the Google spreadsheet link provided. Then go to file > make a copy. This will create your own personal copy of the spreadsheet. Follow the step-by-step guidance in comprehensive user manual (provided to you) to customize the spreadsheet according to your individual preferences. If you have any additional questions, please do not hesitate to contact us at support@productivitypad.co.
Compatibility
Works across multiple platforms (Mac OS, Windows, iPhone, iPad, Android, Linux)